Carisma Motors
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today's inventory
financing
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about carisma
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health, safety & behavior
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HST Appraisals
Carisma Motors
welcome
how we do business
online booking
today's inventory
financing
contact
about carisma
privacy policy
health, safety & behavior
Most Recommended
HST Appraisals
More
  • welcome
  • how we do business
  • online booking
  • today's inventory
  • financing
  • contact
  • about carisma
  • privacy policy
  • health, safety & behavior
  • Most Recommended
  • HST Appraisals
  • welcome
  • how we do business
  • online booking
  • today's inventory
  • financing
  • contact
  • about carisma
  • privacy policy
  • health, safety & behavior
  • Most Recommended
  • HST Appraisals

financing available

Borrow $7500 for 60 Months at 12.99 just $79 b/w oac

Click to Learn More

IF Xpress Personal Loans are an easy way to borrow

Canadian lender Iceberg Financial's "IF XPress" personal loans are a comfortable way to borrow $7,500 towards the Purchase of a Carisma Car.

How Long is the Loan Going to Be?

You can borrow for 2, 3, 4 or 5 years depending on your needs and your Credit worthiness.

What About the Interest Rate?

The Interest Rate depends on Your Credit worthiness. Iceberg's IF XPress rates start at 12.99%

finance a car 2006 or newer

Fair to Good Credit Financing oac

 LendCare offers financing oac for 2 to 7 years oac to people with good credit buying any used car 2006 +up. Challenged credit at higher rates. Bring your Drivers License, Proof of Insurace (existing car) Down Payment/Application Fee ($1,000 minimum) and 2 most recent Paystubs to your Appointment. LendCare has a $799 Admin Fee. All Lenders have Lien Registration Fees, so please bring $2,000 

Apply Before You Buy

finance late model cars 2019 +newer

Zero Down Good Credit Financing oac for late model cars

East Coast Credit Union offers "bank rates" oac and terms up to 5 years for "late model" cars (2019 and newer). Bring your Drivers License, Proof of Insurace (existing car) Down Payment/Application Fee ($1,000 minimum) and your 2 most recent Paystubs to your Application Appointment. Rates are subject to change and depend on amount borrowed and your credit.

Apply Before You Buy

extended warranties , wheels & tires

"Car Improvement Loans"

You can Finance an Extended Warranty at Carisma. Lubrico Limited Superior Warranty Protection covers 100's of items from starter to alternator to air conditioning, engine, transmission and more for up to 3 years. 


Maybe you'd like to upgrade to new Alloys or add an extra set of winter wheels & tires. 


Find out if you qualify to borrow up to $10,000 oac without any obligation. Will not affect your credit score.

Pre Qualify Right Now. Fast. No Obligation.

a few words about financing

your credit score is one factor in the approval process

 "Good Credit" generally means 

  • a credit score above 650, 
  • full-time employment for 2+ years,
  • Canadian Citizenship or Permanent Resident status
  • no bankruptcies, collections or orderly payment of debts on your credit file. 


Unsure? - Review your credit report at Equifax or Transunion before doing business with us, as Carisma can't guarantee your credit will result in an approval.

about your deposit

Carisma doesn't work for free, so if we are going to help you try to arrange Financing for a car you buy from us, we will get paid for the time we spend doing that. If your Loan Application is Approved, your Deposit will be deducted from the Total on the Bill of Sale. If your Loan Application is Not Approved, Deposits are Non-Refundable. However, you will receive a Credit Note you can use on a car you buy from us within 3 months.

© 2019 Carisma Private Sale Motors - Nova Scotia Used Car, Truck and Motorcycle Dealer #12256  All Rights Reserved. E&OE.

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