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Most Recommended
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financing available

Borrow up to $7500 for 60 Months oac

personal loans oac

IF Xpress Personal Loans are an easy way to borrow

Canadian lender Iceberg Financial's "IF XPress" personal loans are a comfortable way to borrow $7,500 towards the Purchase of a Carisma Car.

Rates & Terms

You can borrow for 2, 3, 4 or 5 years depending on your needs and your Credit worthiness at Interest Rates starting at 12.99%

Apply By Appointment

Bring your Drivers License, Heath Card, Debit Authorization Form, Void Cheque and $200 Application Fee, which becomes a $200 Credit upon Purchase.

finance a car 2009 or newer

Fair to Good Credit Financing oac

 LendCare offers financing oac for 2 to 7 years oac to people with good credit buying any used car 2009 +up. Challenged credit at higher rates. Bring your Drivers License, Proof of Insurace (existing car) Down Payment/Application Fee ($1,000 minimum) and 2 most recent Paystubs to your Appointment. LendCare has a $799 Admin Fee. All Lenders have Lien Registration Fees, so please bring $2,000 

Apply Before You Buy

finance late model cars 2019 +newer

financing available oac

Zero Down Good Credit Financing oac for late model cars

East Coast Credit Union offers "bank rates" oac and terms up to 5 years for "late model" cars (2019 and newer). Bring your Drivers License, Proof of Insurace (existing car) Down Payment/Application Fee ($1,000 minimum) and your 2 most recent Paystubs to your Application Appointment. Rates are subject to change and depend on amount borrowed and your credit.

Apply Before You Buy

a few words about financing

your credit score is one factor in the approval process

 "Good Credit" generally means 

  • a credit score above 650, 
  • full-time employment for 2+ years,
  • Canadian Citizenship or Permanent Resident status
  • no bankruptcies, collections or orderly payment of debts on your credit file. 


Unsure? - Review your credit report at Equifax or Transunion

© 2019 Carisma Private Sale Motors - Nova Scotia Used Car, Truck and Motorcycle Dealer #12256  All Rights Reserved. E&OE.

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